Ancillary membership

CSS and PSS members 

Are you growing your super as a PSSap Ancillary member while continuing your membership of CSS or PSS? 

Actions you can take today

Read the Ancillary membership booklet for full details, including:

  • eligibility and types of contributions
  • investment options and risk
  • fees and other costs.

More information

Your final benefit

A final benefit for a PSSap Ancillary member comprises: 


Eligible contributions and rollovers (if applicable)

Investment earnings (positive or negative)


Fees and charges

Withdrawals (if applicable)

Rollouts to other funds (if applicable)



Final benefit



Insurance cover

Insurance cover is not offered through PSSap to Ancillary members at this time. But you may be eligible for CSS or PSS invalidity benefits in the event of injury or illness.

Learn more about invalidity benefits for CSS members and PSS members including how PSS members can apply for additional death and invalidity cover.

Actions you can't take

As you hold a CSS or PSS account, you currently cannot take the following actions for your Ancillary member account:

  • receive Superannuation Guarantee (SG) contributions from your employer
  • apply for insurance cover through PSSap.