Super savings are generally preserved (i.e. not accessible) until you reach preservation age. That’s because super is designed to provide income in your retirement.
Situations when super can be withdrawn earlier include:
- changing jobs with $200 or less in your super account
- leaving Australia permanently having been a temporary resident
- being eligible for invalidity retirement under PSSap rules
- suffering severe financial hardship or being eligible on compassionate grounds.
See withdrawing super to find out your preservation age.
Use the Withdrawing your super [PDF 1 MB] form to get your super if you change jobs and your balance is $200 or less, or if leave Australia permanently having been a temporary resident.
Rolling out your super to another fund is not withdrawing your super. If you choose another fund, your savings are still invested in the super environment (i.e. your savings aren’t withdrawn).
See rollout super for information on exiting PSSap to another fund.